Average annual family premium
Total employer and worker contributions combined—not the employee’s share alone.
KFF employer survey ↗
A documentary · 28 minutes · Presented by Paul H. Flowers Jr.
Behind every renewal.
A real human life.
What are we really renewing when we renew a health plan?
▶ Watch the documentaryFree to watch. Just your name and email.The film
A yearly decision.
A daily consequence.
For a company, renewal arrives as a number. For the people inside that company, it can shape whether care feels within reach.
The Renewal brings patient experiences, healthcare voices and the questions facing employers into the same conversation. It examines access, affordability and the incentives behind the plans we keep choosing.
Presented from Gary, Indiana, by way of Chicago, Paul H. Flowers Jr. asks business leaders to watch with an open mind—and bring better questions to their next renewal.
Make time for the people behind the plan ↗The stakes, in perspective
The cost is more
than a premium.
Three numbers that put the healthcare conversation in context. Each has a year, a definition and a source.
Average annual deductible
Among covered workers whose plans have a general annual deductible for single coverage.
KFF employer survey ↗U.S. healthcare spending
Total national health expenditure. This is not a measure of insurer profits or household bills.
CMS expenditure data ↗A conversation worth having
Listen to the people.
Question the process.
Patients. Nurses. Benefits advocates. Employers.
The film includes perspectives from Chris Deacon, Nelson Griswold and Deborah Ault, known as Nurse Deb, alongside people describing their experiences seeking care.
With excerpts from It’s Not Personal, It’s Just Healthcare and Side Effects May Include. Credits for source films and other material appear in the documentary.
Bring these questions to renewal
- 01
Can our people get the care they need?
- 02
Do we understand what we’re paying for?
- 03
Who benefits from the choices we make?
Meet the producer
A personal reason
to keep the conversation going.
After storms and the loss of the original footage, Paul rebuilt this documentary with a live introduction, AI-assisted production and excerpts from partner films.
About Paul H. Flowers Jr. ↗Supporting the conversation
Our sponsors
LHALEPLife Health & Legal
Superior
Life Health & Legal
Education Partners
Plain-language education for workers, families and communities.
Explore LHALEP ↗SUPERIORSuperior
Insurance Advisors
Employer benefits strategy, transparency and informed decisions.
Visit Superior ↗Producer disclosure: Paul founded Superior Insurance Advisors and serves as Executive Director of LHALEP. Sponsor links lead to independent websites.
Before you renew, reconsider.